MoPEB Missouri Public Entity Benefits Program
"Helping Missouri's Public Entities provide better benefits
for their employees while reducing costs for themselves"
|
MoPEB Missouri Public Entity Benefits Program
"Helping Missouri's Public Entities provide better benefits
for their employees while reducing costs for themselves"
|
Major Medical Insurance -
As the cost of providing major medical insurance coverage for employees
continues to skyrocket and health premiums consume a larger and larger
portion of your organizations budget employers like you are faced with what
seems like a never ending challenge:
How to provide affordable health care coverage and still maintain quality
What are the solutions?
- Change carriers every few years in an effort to find a lower cost
- Increasing deductibles and coinsurance amounts
- Funding the higher deductible from the Counties general revenue
- Increasing the amount that the employees pay
- Reducing the type and amounts of coverage
- Try to find a consortium with lower cost; what we've seen
a) most offer little in savings over current plans
b) most only have a 1 year guarantee
c) rates increases are capped the 2nd year, but at 15%
d) third year there are no rate guarantees so now you’re back
where you started
e) consortium administrative costs appear to be excessive
At MoPEB we believe it's time for NEW Solutions!
We take advantage of the latest industry developments and
provide you with the opportunity to improve your existing
benefits, save thousands of dollars and stabilize future rates.
Contact us today and see how our Solutions can benefit you!
